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Owning a pet is a big responsibility. This is because apart from making sure that your pet is well fed, properly groomed, and properly trained, there are a number of special needs for your pet, so they will live a long and healthy life. One way to make sure your pet is healthy is to give them plenty of exercise. The good news is that there are quite a number of good sources of the pet supplies that you need to make sure that the pet are met. This means that you can easy gain access to the pet dishes, pet toys, pet beds, and pet food that you need. One example of such a source is a friendly pet store.

Pet stores are some of the best sources of pet supplies. This is because pet stores also ensure that people who buy pets from them also gain access to the supplies that they need to properly take care of their pets. As a result, a typical pet store can provide a pet owner with a wide selection of pet supplies, which include pet toys and pet food, which can help him take care of his pet. Moreover, most pet stores provide pet supplies for almost all types of pets, which make also makes them the more convenient option for people looking for pet supplies.

In addition to these, pet stores can also provide pet owners with the best tools that can help them take care of their pets. This is because the people who run pet stores have vast experience in taking care of pets, which include knowledge on which brands of pet supplies can give the best results. In relation to this, the personnel in pet stores are also trained to answer any questions that pet owners may have with regard to the pet supplies, which can be very helpful especially for first-time pet owners.

Given that pet owners need to make sure that their pets are provided with the supplies that they need to be able to live long and healthy lives, pet owners need to gain access to high quality pet supplies. Fortunately, there are quite a number of sources from which pet owners can get the pet supplies that they need. One of these include pet shops, which is considered an ideal source of pet supplies because of the high quality pet supplies and the helpful information on pet care that people can get from them.

Pets [http://www.Pets-source.com] provides detailed information on Pets, Pet Supply, Pet Services, Pet Health and more. Pets is affiliated with Pet Memorial Markers.

There’s an old saying: “If you want to know what’s really going on, follow the money trail.”

If you do not understand money, banking and finance, you cannot really understand politics. For the motivation of politics and politicians is ultimately the accumulation of money and resources. Money and resources = power.

Many people object to this statement. One of my clients said, “I grew up in the 60′s during the civil rights movement. That was a purely political and altruistic agenda that had nothing to do with money.”

In the 1960′s however, the United States was unquestionably the world’s greatest economic power. Our currency was strong. When you are abundant and strong, you feel magnanimous. In 2007, our economy is weak, our debt is high and our currency is declining. The current corrupt and mean-spirited political environment is a reflection of our country’s declining economic status.

The OMB predicts that by the year 2012, the national debt of the United States will be 11.466 trillion dollars. This figure does NOT account for unfunded liabilities like Social Security.

The total amount of dollar denominated debt (including unregistered derivatives securities) worldwide has been estimated at 1.2 quadrillion dollars. That’s right folks. 1.2 quadrillion. The dollar has been hyper-inflated on a planetary scale.

How has this happened? To understand that, you have to understand how money is created and manipulated. A great place to start is to read the book called “The Creature From Jekyll Island.

The money we use is monetized debt. It has no value whatsoever. Today, money is not backed by anything tangible, other than the “full faith and credit of the United States.” What does that mean? It means the future work, sweat and productivity of the American people.

It is a startling fact that if all dollar denominated loans and debts were paid off, all of our money would disappear. Therefore, even if Congress wanted to pay off the national debt, it could not do so without destroying the economy!

Look at the top of any bill of any denomination, and you will find “Federal Reserve Note.” Do you know what a note is? It is a promise to pay, a certificate of debt. The money we use are just a fancy IOU’s. Unfortunately, the Fed, in cooperation with Congress, has played fast and loose with our currency. When you discover how money is created, you will understand the truth of this statement: “Money DOES grow on trees.” Those who control the creation of money control the economy, and the lives of everyone in the nation. Economic cycles of boom and bust are not natural economic occurrences, but artificially created conditions due to the manipulation of the money supply.

Did you know that legal tender laws FORCE Americans to use Federal Reserve Notes? Look on the left hand side of the bill: “This note is legal tender for all debts, public and private.” It is illegal in the United States to use gold or silver as money. If you refuse to accept Federal Reserve Notes in exchange for your valuable goods and services, you can be thrown in jail. The power of the State is used to enforce legal tender laws.

The debasing of our currency (and thus our economy) is the most important crisis facing our country, and the world, because the dollar is the linchpin of international finance. [1] The growth of the unregistered derivatives market has hyper-inflated the dollar to the point where the international financial and banking system is in turmoil. At the present moment, and behind the theater of politics, the world is confronted with an international banking and currency crisis which is being completely ignored by the mass media in the United States (so what else is new?)

Called “Wantagate” by those in the know, it is a story of fraudulent financial manipulation that involves the highest banking and political officials in the United States, and the world.

How can such a gigantic crisis go unreported?

Because the focus is on politics!

Pick up a copy of the New York Times, the Washington Post, or the L.A. Times. Listen to the news. Listen to NPR. The news is, almost exclusively, political. What economic news is reported is mostly mundane stuff like the Dow Jones industrial average.

Politics and political intrigue obscures the fundamental economic and financial realities underlying the actions politicians take. In other words, the bread and circuses of politics takes your attention away from the money trail. Following the money trail will ALWAYS explain the actions of politicians.

For example, why did we go to war in Iraq?

The government says that we did it to establish democracy, or remove WMD’s, or destroy Al Queda, blah, blah, blah. Former secretary of State Jim Baker said facetiously that we invaded Iraq because of “oil, oil, oil.” Well that, at least, is partially true. According to Christopher Story, noted U.K. intelligence analyst, one of the fundamental reasons for invading Iraq was the takeover of the Rafidain Bank, Saddam Hussein’s private bank. The Rafidain Bank had trillions of dollars worth of assets and billions in gold bullion. That money properly belongs to the people of the United States via the U.S. Treasury, as the spoils of war. According to Story, Saddam’s money was stolen by criminal operatives within the U.S. intelligence community — with full knowledge of officials at the highest levels of government, including the President, the Vice President, the Treasury secretary and the Homeland Insecurity chief — and parked in offshore bank accounts. This money is “off the books,” because the people who stole it cannot identify source of funds. In any legitimate banking transaction, official codes are issued which identify the financial institutions on both ends of the transaction, and where the money came from. This is not possible with stolen money. For the rest of the story, see the link below in the Resource Box.

We are spending 10 billion dollars every day to fund the war in Iraq. The war has so far, as of this writing, cost almost 500 billion dollars and President Bush has just submitted a request to Congress for 200 billion more. Moreover, the war in Iraq is being privatized, which means that private contractors are making billions from this war. Meanwhile, our brave men and women in the military fight and die — for what? [2]

Governments throughout history have printed money and debased the currency to fund their conflicts. When the currency becomes devalued, it loses its purchasing power, and prices rise. This is the genesis of inflation. Inflation is not rising prices, it is the debasing of the currency.

The only legitimate way for governments to get money is through taxation. But politicians do not like to raise taxes because the voters will throw them out of office. However, the political scientists in Congress and the monetary scientists at the Fed have devised a brilliant scheme to spend more and more money and keep themselves in power: simply print and create more and more of it. The process by which this occurs is complex and obfuscated, but the bottom line is that the population is taxed by inflation when the money supply increases too rapidly. Each dollar buys less and less, you see. Inflation is a hidden tax — a cowardly trick imposed by politicians (and bankers) who hide behind the power of the state to enforce legal tender laws.[3]

Moreover, when money is created from nothing, the size and power of government grows larger and larger, sapping the economy. Money that would have been used to start businesses and employ people is wasted by government cronyism. Regardless of who is in power — capitalists, socialists, liberals, conservatives, Democrats or Republicans — political parties always use the power of the state to enforce their decrees. Thus, government grows and the political structure of a nation becomes more and hierarchical, fertile soil for the growth of tyranny.

Political parties and groups exist first and foremost to advance an economic agenda. Study the bills Congress passes. Almost all of them have language benefiting special interests — tax breaks, government contracts, etc.

Political parties did not exist in 1789. Many of the founders of the United States were against the establishment of political parties. George Washington, in his farewell address in 1796, said,

“They [political parties] serve to organize faction, to give it an artificial and extraordinary force; to put, in the place of the delegated will of the nation, the will of a party, often a small but artful and enterprising minority of the community; and, according to the alternate triumphs of different parties, to make the public administration the mirror of the ill-concerted and incongruous projects of faction, rather than the organ of consistent and wholesome plans digested by common counsels, and modified by mutual interests.”

Although the motivation of the founders of the United States was rooted in the ideals of freedom, economic issues — such as taxation — played a very important role. Moreover, the creation of a central bank was one of the fundamental issues that divided the founders. Whether or not a political party begins it’s life with a set of high ideals, once it becomes established, it ‘s main motivation is to stay in power. Then it always becomes a vehicle to protect the vested interest.

So people, do not become distracted by the bread and circuses of political theater, for that is what politics is.

Look underneath the superficialities of the news and always ask yourself these questions:

1) Who stands to gain financially by a declared government policy?

2) Where is the money trail?

In this way you may uncover the true motivations behind the actions of the actors on our political stage.

You can then begin to identify people who are open and honest, and vote for them. The crooks, of course, stand out like sore thumbs.

_________________________________

Footnotes:

[1] In an interview for the German magazine Stern, Allan Greenspan, former Fed chief, says that the Euro is rapidly replacing the dollar as the world’s reserve currency. Greenspan said that the dollar is still slightly ahead in its use as a reserve currency, but added that “it doesn’t have all that much of an advantage” anymore. And why is that, do you think?

[2] According to the FRONTLINE documentary “Private Warriors,” private military contractors comprise the second largest “force” in Iraq. There are as many as 100,000 civilian contractors and approximately 20,000 private security forces currently in Iraq, and the number is growing.

[3] Here’s an historical example (there are many): The Continental Congress, beginning in 1775, simply printed money to fund the colonial rebellion. The Continental, which was worth 1 dollar in gold in 1775, was by 1779 trading for less than a penny. A loaf of bread cost $5,000! In a letter to Samuel Cooper in 1779, Benjamin Franklin wrote, “This Currency, as we manage it, is a wonderful machine. It performs its Office when we issue it, it pays and clothes Troops and provides Victuals and Ammunition, and when we are obliged to issue a Quantity excessive, it pays itself off by Depreciation.”

Kenneth James Michael MacLean has written 8 books, dozens of articles, and produced two movies.
Read more free articles, see free movies, and get the Spiritual Wisdom newsletter at The Big Picture
To check out “The Creature from Jekyll Island” Click Here
For a story on Wantagate, Click Here.

While each core curriculum will differ from school to school, most education degree programs include courses in all relevant aspects of education. These courses are designed to give you the knowledge needed to be a successful teacher.

Some schools also give you the freedom to choose your own curriculum for your online degree. This means that you can decide which areas of the education field you want to gain expertise in. The ability to design your own curriculum gives you a unique background that allows you to stand out from the competition and attracts potential employers. Some concentrations for online education degrees include Elementary Education, Secondary Education, Adult Education, Distance and Online Education, Educational Administration, and Special Education.

People who have their online education degrees in Elementary Education usually teach kindergarten through fifth grade. The major goals of this degree are to establish a foundation in reading, writing, math, science, history, and the social sciences for all children. The courses in this field are designed to prepare you to teach these major fields of study. Some course titles include Philosophy of Education, Psychology of Learning, and Teaching Methods. You may also be required to take courses in computer technology.

A degree in Secondary Education is for those who want to teach middle school and high school aged children. Many individuals who get their degree in secondary education focus their training on a particular subject, such as English, math, or science. The courses in this field will teach you about different teaching techniques, curriculum development, and other related topics.

An online degree in Adult Education will prepare you to teach and educate adults. This can include a teaching career in colleges, universities, and learning centers. People pursuing this degree generally specialize in a specific subject, or have work experience in a particular field. Courses in this field of study include Adult Growth and Development, Adult Psychology, and Program Planning and Development.

A degree in Distance and Online Education will prepare you to work in the field of distance learning. People with this degree generally work at colleges and universities teaching their courses online. Some of the courses in this degree include Foundations of Distance Education, Technology in Distance Education, and Teaching and Learning in Online Distance Education.

People who have their degrees in Educational Administration manage the activities in schools, day care centers, and colleges and universities. They can also be directors of educational programs in businesses, prisons, and museums. Many go on to be college presidents and school district superintendents. Courses in this field of study include Introduction to Educational Research and Evaluation, Policy Studies, Current Issues in Education, and Educational Leadership.

People who want to work with disabled children and/or adults generally have their online education degrees in Special Education. This degree will prepare you to work with people who have learning disabilities, mental health issues, physical disabilities, and other conditions. Courses in this field include Educational Psychology, Legal Issues of Special Education, Child Growth and Development, and Strategies for Teaching Students with Disabilities.

Along with coursework, many of these education degrees also require that you work in a classroom as an intern before graduation. That way, you will have the experience along with your online education degree to make a positive contribution to your students.

For most cat owners, training their cat to use the litter is a relatively painless process. It is among a cat’s natural instincts to eliminate in an area that they can cover their feces in. This behavior may be a way of your cat accepting what they perceive to be as the natural order of dominance. In the wild feral cats will bury their feces if they are not at the top of their social hierarchy, if a feral cat does not bury his or her feces it is likely that the cat exhibiting that behavior is the dominant feline. So when your housecat buries his or her waste he or she may be recognizing your role as the dominant animal in their social community. It is also possible, however, that your cat may be displaying his or her inherited instinct to bury his or her feces in order to hide their trail from would be predators.

Generally kittens will learn the behavior of burying their feces and using the litter

through their mother once they are weaned assuming the mother is litter trained.

So if you bring home a young kitten of about 12 weeks, you may only need to

place kitty in the litter box and gently scratch the clean litter with your fingers

shortly after she eats to indicate to her what she is to do.

KITTY DIDN’T TAKE TO THE LITTER RIGHT AWAY

If your new cat doesn’t take to litter training after your first few attempts you may

want to consider teaching her using another common method. Confine your new

addition to a small but comfortable room, preferably one with a hard floor if you

have one. Place both the litter box and the food dish in the room but don’t place

them close to one another. Your cat will naturally not want to defecate near its food

source so she will look for another area. Eliminate any pillows, blankets,

newspapers, towels or other soft items where your cat may decide to eliminate from

the room before you close her in. If you have confined your cat to a room with hard

floors she is likely to avoid eliminating on the floor since urinating is likely to splash

back and get on her fur. The only remaining choice to the cat at this point is

(hopefully) the litter box.

MY CAT STOPPED USING THE LITTER

If your cat was housebroken and all the sudden she seems to have

forgotten that instinct there are a few possibilities you might want to consider

before giving up.

1. Does Kitty Have A Dirty Litter Box? The most common cause of a

housetrained cat to stop using the litter is your cat

disagreeing with the level of cleanliness regarding her litter box. Your cat is more

likely to

stop using the litter if she feels that it is too dirty. It is best to clean your cat’s litter

every day or at the very least every second or third day. The dirtier a litter box gets

the less likely it is that your cat is going to continue to use it. Your cat wants to

eliminate in a clean environment and if she notices that every time she eliminates on

the carpet you immediately run and clean it up she perceives that as a more

desirable place to eliminate because it is so quickly cleaned. Keeping your cat’s

litter as clean as possible is the best way to avoid this problem, and remember, what

you consider clean, your cat may not.

In addition to emptying the litter, you obviously need to change it from time to time

as well in order to ensure good cat health and cleanliness. Weekly changing is best,

this ensures that odors and wetness won’t have too much time to build up to

unacceptable levels and it also reduces the likelihood of sickness due to high levels

of bacteria.

2. Stress. A cat eliminating outside of the litter box may also be a sign for

stress.

The introduction of a new person or animal into the household may be putting a lot

of stress on your cat. Cats generally like to feel like they know what is going on and

what they can expect. If you upset that balance by introducing a new creature (even

a two legged one) into the household they may get stressed which can cause them

to eliminate outside the box.

If you leave your cat alone for long periods of time (for example while you take

vacations or go on business trips) and you come back you may

notice that your cat will sometimes seem aloof and standoffish. This is another

instance in which your cat may react with eliminating outside the litter box as a sort

of protest to what she perceives as being abandoned.

A new piece of furniture, or conversely, a newly missing piece of furniture may also

put stress on your cat. Order and comfort are important if you are a cat. If you

decide to get rid of that old fabric sofa because of it’s ugly pea green color and

because it’s falling apart at the seams and then you replace it with a brand new,

slick, top of the line, leather sofa with a refrigerator built into the side, and a

massage and heating function, your cat is unlikely to see this as a stylish upgrade

the way you would. What your cat will probably see is that one of her favorite nap

spots has disappeared only to be replaced by something she is unfamiliar with and

intimidated by.

3. Changing Litter Brands. Cats are creatures of habit and can also be

quite finicky (remember Morris, the 9 Lives cat?). If you’ve recently switched the

brand of litter you usually buy this may be cause for your cat to find another place

to go. Some litters are perfumed (for humans rather than cats) and your cat may

not react well to these smells, or perhaps your cat was used to a less dusty type

of litter, a particular litter’s texture, or who knows what. Changing brands or types

of litter may upset what your cat is comfortable with and the result may be a messy

carpet. If you suspect this to be the cause, you can either switch back, or

gradually introduce the new litter. Try mixing in a little bit of the new litter with the

older brand at first and gradually step up the percentage of the new litter each time

you change the box, eventually you will be able to replace the older brand

altogether. This will help your cat ease into the new litter brand rather than upset

her sense of the order of things.

4. Multiple Cats. As mentioned above a second animal may cause a cat to

begin to

eliminate outside of the litter box, but this may not necessarily be the result of

stress. A second cat in your household should probably have his own litter box

unless your cats have proven they don’t mind sharing. Again, remember cats are

clean creatures and they can be territorial as well. Some cats may not mind using

the same box, but others may refuse, which means again, the carpet becomes litter

box number two.

5. Litter Box Size Or Placement. If the litter box does not provide enough

room for

your cat she may not use it at all. Your cat will likely want to scratch around and be

able to feel comfortable in the litter box. Make sure it is roomy enough, easy

for your cat to get in and out of (the sides of the box should be lower for kittens

than for adult cats), and not in a high traffic area as cats seem to like some

degree of privacy when eliminating. Lastly, make sure your cat has access to the

litter at all times. Putting your litter box in a room that is closed on occasion is a

recipe for disaster. If your cat has to go and she can’t get to the room that you’ve

put the litter in then she really will have no other alternative than to find another

suitable area to eliminate.

6. Medical Issues. Your cat may be experiencing kitty incontinence. Like

humans,

incontinence can strike animals and this may be an indication of other medical

issues with your cat. As a cat ages, she becomes more likely to lose control of her

bodily functions just like a human does. If you suspect age or medical reasons may

be the cause for your kitty’s litter box problems then you should take her to the vet

for an examination, advice and possible treatment to resolve the problem.

WHEN YOUR CAT MAKES A MESS

If your cat does make a mess outside of the litter box it is generally not good

practice to scold her or punish her. Putting her nose in the mess and then tossing

her in the litter is not going to solve your problem. Being upset with your cat is

natural after such an incident, but to display this behavior and then to put her in the

litter box is only making your cat associate the litter box with a bad experience.

Your cat may also begin to learn to be afraid of you, which is obviously not what you

want. Your best solution is to clean up the mess quickly. Put your cat in the litter

box and be friendly and speak in a calming voice with the cat. Scrape the clean

litter with your fingers and make sure your cat sees this behavior, hopefully it will

sink in. To avoid having your cat defecate in the same place outside the litter box a

second (or third) time, cover the area with a plastic sheet or something hard that

will result in your cat splashing herself with her own urine if she should chose that

place to defecate again. Clean the smell as best you can (white vinegar may help,

but make sure your furniture or carpet can handle it). You can also move her food

dish on top of or near the area that she used to defecate, a cat will not want to

defecate near her food source. If your cat uses the litter again, even just once,

reward her, play with her, pet her, give her a treat, make her associate the litter box

with a good experience rather than a bad one.

A cat that eliminates outside of the box is not a lost cat. Don’t give up on her until

you’ve explored the possible reasons for the problem. Once you find it, you can

most likely correct it and kitty and human can live a happy co-existence once again.

Andy Markison is an illustrator, graphic designer, animal lover and pet owner living in Germany. His website, ZapGraphix.com, sells fun and humorous pet related grapchics and gift merchandise.

Do you blog? I hope you do, because blogging can do a lot for your freelance writing career. For a writer, blogs are not only an instant-publishing tool, they’re also an opportunity to find great writing jobs.

Blogs are a phenomenon. Although many “A-list” bloggers have been publishing for years and have built up strong audiences, it’s only in the past couple of years that blogs have become mainstream.

Let’s get definitions out of the way. What’s a blog? A blog is just a Web site in which the site’s pages are (usually) published in chronological order. Blogs are based on templates, and have a simple navigational structure, based on chronology, and on categories.

The major benefit of a blog is that it’s instant. If I want to post a message to a blog, I can do it in seconds. Contrast the “instant” nature of a blog with publishing in a newspaper or a magazine. The other major benefit of a blog is that it can be free.

How to Get a Blog Job

Top blogs are usually written by a group, rather than by a single individual, because high-traffic blogs are updated several times a day. This means that many, many blog jobs are available. All you have to do is look for them.

However, before you start looking, create your own small blog first. Anyone who hires you will want to know that you understand the nature of blogging.

Your blog should be in an area in which you want to be hired to blog. For example, if you have experience in health topics, then create a blog on a health topic. Or perhaps you enjoy celebrity gossip. This is a very popular topic in blogging, as it is in magazines, so create a celebrity gossip blog.

With your own small blog created, it’s time to find blog jobs. Yes, that’s plural. Most professional bloggers blog for a stable of blogs. Several colleagues blog for ten to 20 blogs. One friend blogs for many businesses. At last count, he was blogging for 30 blogs, and making an extraordinary income.

There are many ways you can find blogs jobs. The most common way is to approach a business which as a Web site, but which doesn’t have a blog, and to propose a blog to them. If you’re new to blogging, you may find this approach a little intimidating, so let’s look at other ways suitable for new bloggers.

Here are three ways:

1. Use the out-sourcing sites

There are dozens of out-sourcing sites, and you’ll find blog jobs advertised there. Bid on projects, but don’t under-price your services. All writing takes time, and if you under-bid, you’ll be too busy blogging to look for better paying blog jobs. So bid a sensible amount. Genuine buyers will hire you.

2. Approach other bloggers

Another easy way to get blog jobs is to approach other bloggers. This is simple and it works, but although I’ve been blogging since 2001, I’m rarely approached. Maybe such a simple solution doesn’t occur to people.

Since businesses who want to hire bloggers do approach me, I’m happy to make introductions, as are all bloggers.

So politely approach bloggers, and ask that they keep you in mind to recommend for blog jobs.

3. Advertise your availability on your own site

Please remember to advertise your availability on your own site. Again, this method is so simple that it’s often overlooked. I’ve lost count of the numbers of blogs I’ve seen of people I know are looking for blog jobs – but there’s no mention of this on their own blogs.

So go and get some blog jobs – they’re widely available, they’re fun, and they’re profitable too.

Blogging PLUS coaching ensures that you’ll make money. Pro blogger and copywriter Angela Booth has been making money blogging since 2002. She’ll teach you how to blog the right way, so your blog is profitable from the start, with her bestseller, “Blogging for Dollars” at http://www.abmagic.com/Blog/blogging.html

Angela’s blogging ebook package has a companion blog, the Blogging for Dollars Blog at http://www.dollars2blog.com/blog/ which keeps you up to date with what’s happening in the world of professional blogging.

With the high cost of daily living expenses sinking more and more people into a stage of financial distress a smart consumer needs to start looking for ways to save money or at the very least keep their current cash outflow at the lowest possible level. One area many people look at to cut costs is their insurance premiums whether it is auto, life, home or health insurance. A few simple steps can help to lower your total out of pocket costs associated with your current insurance provider. This article will focus on how to keep your health insurance premiums down.

First and foremost you should always make every attempt to stay healthy and in shape. It’s inevitable that at some point in time your health insurance provider will institute a rate increase for your health insurance premiums. When this happens, you are under no obligation to keep them as your health insurance provider and are free to switch to another insurance company provided you can pass their requirements to receive health insurance form them. For that reason alone staying healthy is vitally important to your ability to find a cheaper insurance provider with the same or better health coverage amounts then what you currently have being offered.

Sadly, if you happen to be chronically sick or develop a disease you may have no choice but to stay with your current health insurance provider and accept their premium rate hike. In order to truly be able to enjoy reduced or low health insurance rates you must be healthy, in shape and not taking an excessive amount of medications in order to solve any health issues you may currently suffer form.

Fortunately, you have the ability to influence how healthy you want to be in order to retain health insurance at a lowered rate or premium. Many health experts advocate a diet rich in fruits and vegetables. Approximately 1/3 of your daily food intake should fall into this category and the resulting health benefits include lowering your risk of obtaining high blood pressure, heart disease, cancer and even diabetes. Other medical advice regarding your diet promotes taking vitamins and supplements as well as lowering your consumption of starchy carbohydrates like those found in bread and pasta. Combine this with a good solid exercise program that incorporates weight lifting and a cardiovascular workout and your well on your way to staying healthy and enjoying a lower out of pocket cost for your health insurance.

As we mentioned previously, the key to paying less for your health insurance is to stay as healthy as possible. Here are a few more tips that can help in that endeavor. If you don’t smoke cigarettes then don’t start and if you do smoke then make every attempt to quit. It’s a common fact that cigarette smokers suffer more health problems and actually incur a higher cost for both health and life insurance. If you’re diagnosed as being overweight, suffering from high cholesterol or hypertension (high blood pressure) then chances are good that you will have to pay a much higher premium for your health insurance coverage to your provider. In fact, in many cases your insurance premiums could get higher as a result of a family history riddled with chronic disease such as cancer, diabetes or heart disease.

As you can imagine health insurance can be costly if you’re suffering from any health related problems. However, if you stay in shape and try to adhere to a healthy lifestyle then chances are good your insurance premiums will reflect your health conscious decisions in the form of a cheaper or lowered insurance premium.

Timothy Gorman is a successful Webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides more health insurance advice to include ways to obtain cheaper health insurance rates [http://www.best-free-insurance-quotes.com/health-insurance.html] that you can research in your pajamas on his website.

If you have never viewed Internet Television on your PC or Laptop, then you are really missing out on the great fun of enjoying thousands of television stations from all parts of the world. People are already searching online for free internet television and live internet television. Before the advent of Internet television software as it is today, there were three basic methods for viewing television programs.

The following were available options, which are still being used in many parts of the world:

• OTA – over the air or broadcast television was the beginning of television broadcast signal delivery, and then cable and satellite television followed. The OTA method of television broadcasting is still being used in my countries while it is being phased out from the more developed countries. The first OTA broadcast was made in Washington, D.C., on April 7, 1927.
• Heavy duty cumbersome ugly dish TVRO, Television Receive-Only Satellite television system, usually transmits its programs through a C-band or Ku-band frequency.
• Direct Broadcast Systems – DBS – this was the most modern providing you with a couple of hundred satellite television channels, according to your particular package of predetermined programs of movie, spots, and news etc you can watch. With the DBS, the ugly giant dish was also scaled down to a size you can mount just about anywhere outdoors on your house. Internet protocol television is another form of television over internet.

The following were available options for viewing Satellite TV on PC or Laptop:

• Buy and use a USB TV tuner, which when plugged into Your PC’s USB port enables television capability in your PC or Laptop.
• The most popular is the PCTV card, which you can buy and install in your PC or Laptop to receive satellite television signals. Internet connection is required to enable these two options for viewing television programs.

Internet Television Software

All the above methods provide subscribers with a few hundred channels and predetermined programs packages to watch television on the internet, but with Internet television software you can watch thousands of satellite television stations today, all you need to do is purchase and download Internet television software, install it in your PC or Laptop and begin watching satellite television programs of your choice from whatever region or country you choose

Best is that you make no monthly payments to anyone. So will you continue to miss out on the great fun of watching thousands of satellite television stations from either your PC or Laptop? Search the Internet for Internet television software vendors and begin to enjoy free internet television channels on another dimension.

Neshah writes for your pleasure. Recommended: Watch Over 3000 TV STATIONS on your PC or Laptop for free!! or Free Internet Television Offer Blog So You too can enjoy all the benefits of Internet television. The world really is at your fingertips now, as you discover a new hassle-free way of watching over 3000 television stations from all over the world. Can you beat that? Over 3000 STATIONS on your PC or Laptop for free!!

As a responsible pet owner, it is a goal to always give almost everything that money can buy for your pets. Although doing this can be good for your pets, it would still not be practical especially now that everyone is experiencing financial crisis. I am not saying that you should stop buying pet supplies nor buy cheaper supplies that are of lower quality. What I am trying to say is that you should find a way on how to save money even though you are buying supplies with high quality. Providing your pet all of these things can really hurt your wallet a lot because most of his needs are very expensive. It is as if you are providing the needs of a child. But then you must not worry because you can still do something about it. If your problem is your budget, you can still provide your pet all of his/her needs through buying discount pet supplies.

Pets have different needs especially on spring. This is the time when they could go out and play. Because the weather is a bit warm, pets need to have cool clothes and cool dog beds. He /she can’t wear clothes that are intended for summer and winter because these are not appropriate. He/she can’t also sleep on warm beds so you must also change his dog bed so that it will be suitable for the season.

If you are really determined, buying pet supplies will not be a big burden to you once you have found the right place or the right means on how to buy discounted pet products. Thorough research can help you a lot because through this, you will be able to find out how you can purchase discount pet supplies.

The first thing that you can do is to search on magazines if there are any discounted coupons. These discounted coupons can help a lot in lowering the price of your pet supplies. Then visit some pet supply stores and see if they are offering discounts on some of their pet products. You can also try to log on the internet to see if there are any pet supply stores offering discounts online. If you notice, there are now loads of pet supply stores online and these stores are usually offering discounts on their products. Browse the internet and see which among these stores online are offering the greatest discounts. Yet, you must be very careful especially in the quality of the product. Always stick with the product that is suitable to your pets.

It is always wise to try the internet first. The internet can help you a lot because there are hundreds of online coupons that are available there. These coupons can be used when you are buying some supplies for your pet.

Moreover, spring is the time when pets can be attacked by different kinds of pests so he/she might need some medicines. You can also join some consumer clubs and discover how you can get discounts on pet supplies from them.

Always remember that buying discount pet supplies does not mean that you will buy the products with lower qualities just to save money. What you will do is to find a store that is selling quality products with discounted prices. Enjoy your spring season by not spending too much for pet supplies. You can still give all the needs of your pet without worrying about the money.

Joanne Delos Reyes writes for http://www.petitude.com.au, Australia’s premiere online pet store and 2008 eBay Australia Top Store awardee. Petitude offers quality, yet affordable dog clothes, dog shoes, dog accessories, pet furniture and more.

In the next 10 minutes, I’m going to reveal to you what took me over thirty years of intensive eyeball-to-chart research to discover! The road has been long and sometimes bumpy with plenty of unexpected twists and turns along the way. And, guess what…it hasn’t ended yet! The more I learn, the more I realize there’s more to learn. So, fasten your seatbelt and experience the excitement I felt on this road of discovery…it’s truly been a ride to remember!

Let’s start at the beginning. I made my first commodity trade in 1968 while a student at the University of Montana working towards a Master’s Degree in Business Finance and Investments. I was fascinated by the leverage you could get on your investment capital by putting up a relatively small margin fee in order to control a much larger quantity of some commodity…leaving open the potential for substantial gains…and by using stops supposedly limited risk. And, since I was a cash-strapped student with a “relatively” small amount to invest, this really appealed to me.

So, one memorable Tuesday afternoon, I skipped gym class and hiked downtown to open my first commodity trading account. I was nervous as a cat…but, I knew it was something I just had to do. The broker was understanding and after about an hour of filling out forms and waiting for an OK from headquarters, I plunked my money down and began what I imagined would be an illustrative career as a “professional” commodity trader. I just couldn’t wait to get started!

Early the next morning, I was chomping at the bit and decided to start off by trading corn futures. Then over the next two weeks, the worst thing that could happen to a beginning trader happened to me…I had three big winning trades in a row! I was convinced I was the King Kong of trading…and frankly couldn’t figure out why everyone told me trading was so hard to be successful at. Then, as you’ve probably guessed…the fourth trade murdered me. I lost everything I had already made plus $200 more than I even had in my account! So much for the supposedly limited risk. You can guess where the book fund for that quarter went! My trading “career” appeared over about as fast as air rushing out of a balloon.

I went away from that experience licking my wounds, but absolutely convinced there was an underlying and identifiable pattern or rhythm in the markets. I could sense it. I knew it was there…but, I had no idea what it was. I wrestled with questions of how such a thing could exist. Or more to the point, since I saw evidence of it’s actual existence…how could I prove it existed? Even though initially I even questioned my own perceptions, I just knew in my bones it was there! I was determined to do whatever it took to identify it, pick it apart and ultimately find out exactly what made it tick.

It was then I realized that if you could discover any sort of regular or consistent pattern in market movements…you would have the key to successful trading! Why? Because you then could trade in sync with the timing patterns controlling market movement. This was certainly a goal worth devoting a lifetime of research to…and, as it turns out…I have!

I started my search by going to the source…the markets themselves! I studied charts from every market I could get my hands on…some constructed from data going back to the start of the Chicago Board of Trade in 1848! I knew that if there was a pattern that repeated itself in the markets, I could find it…given enough time, effort and stacks of charts to look at.

After night after night of painstaking study, a bit of inspiration arrived from somewhere and I came to the conclusion that by simply using daily futures charts…where each vertical bar represents a single trading day, I could possibly detect tradable patterns by identifying reversal points in normal ongoing markets…specifically, reversals that tended to occur on the same number counts over and over again when counting forward in time from any significant high or low point…in the past.

It was about this time that a fellow trader related to me that W. D. Gann, the world famous market timer, was purported to have said “if you want to know how to time the markets…read the Bible three times!”

I had generally studied the writings of Gann and was frankly never able to get much out of his cryptic and obscure ramblings other than to note his focus on time as opposed to price pattern analysis. Nevertheless, this got me to thinking…is it possible that specific number counts where reversal energy is demonstrably exposed…critical time points I had already identified in my relentless search through endless chart examples…is it possible as some sort of confirming device that those same numbers are numbers prominently mentioned in the sacred texts?

Since it was my custom to regularly read in the Bible, I decided to keep a notebook handy to jot down specific numbers mentioned in the Bible as I came across them. I had no real expectations one way or the other, but I was looking forward to comparing the numbers my private research was turning up with the numbers prominently mentioned in the Bible.

So what did I find? Actually, a head scratching puzzle. What I noticed right away after collecting months of references was that there were an amazing number of near misses…numbers from the Bible that were in most cases off by just one number count from the numbers I had already identified through research.

This wasn’t the only thing that bothered me. I’d been in a quandary for years over a quotation from Jesus found in Luke 24:46 which said “Thus it is written, and thus it behooved Christ to suffer, and to rise from the dead the third day.”

With my persistent mindset, I just couldn’t see how Sunday was the third day. It seemed to me that if Christ was crucified on Friday, then Saturday…Sunday… and then Monday should be the third day. It had been a long running and seemingly irreconcilable question in my mind.

Then out of the blue it struck me. To make the biblical order work, you would have to count Friday as day number one! Why this had been so hard for me to see was I suppose understandable. Counting that way was just not how we were taught to count since grade school. Nevertheless, this was a critical breakthrough…since I had now learned how God counts!

The next step was obvious…use the newly learned counting method on the charts I was studying and see how the number counts compared with what I was doing before. I picked up one of my trusty old charts and started counting days forward from an important high point reversal day on the chart.

Immediately, it jumped off the page at me. By adjusting the number count of each newly discovered reversal energy number…by just one day to reflect the new counting method, the correlation between Bible numbers and specific number counts I had already collected were now almost perfectly…in sync!

I say “almost” perfectly because what showed up was a pattern of hits…that is, actual reversal days occurring on the chart that would tend to “hit” (1) on the day just before, (2) right on or (3) the day just after the individual counting number being projected.

This was heady stuff. Clearly, by using the 40 different and proven counting numbers so painstakingly identified through research and confirmed in most cases by biblical references, I could now exactly pinpoint and project into the future perfectly defined and extremely powerful 3 day “reversal zones” or “timing windows”…on any chart for any market…at any time!

It’s important to note that the strongest reversal energy always exhibited itself in the center day of the 3 day zone or window. I don’t know why, but the image of Christ crucified between 2 malefactors came to mind as I worked with this material. And, as it turns out, the idea of a 3 unit zone or window with the most powerful energy focused in the center unit became over time an even more powerful research concept…as we shall soon see.

And here’s another curiosity. Apparently, there’s no way to determine or foretell whether anticipated reversals will be up or down reversals…until you get there. As the market starts to actually trade up or down into the zone or window, then and only then does the market tip it’s hand to us.

And, here’s the really great part…It’s exactly at the critical moment to do something from a market timing standpoint. That is, just before the market reverses…and while concurrently pointing us in the direction the market has just revealed it’s going to go! And, only those that know the language of the markets understand what the markets are saying when they speak.

Amazingly, the markets literally hand us top secret timing information at the critical moment for us to use it for positioning trades in the right direction…and precisely at the right time to be totally in sync with market movement…guaranteed!

Now, here’s how it works. If a market is initially trading down into a 3 day reversal zone, then we should expect a reversal of some consequence to occur to the upside during the period of that reversal zone. The anticipated reversal up is then confirmed on any subsequent day that sees a rally above a previous day’s high. It couldn’t be more simple!

And, conversely, if a market initially trades up into a 3 day reversal zone, we should expect to see a reversal movement to the downside occur. The reversal is then confirmed by any subsequent drop below a previous day’s low.

Another major plus is that this strategy automatically generates a close-in stop or stop/reverse point just on the other side of the recently anticipated and confirmed reversal. This minimizes trade risk tremendously.

It was at this point that it suddenly occurred to me that what was really happening here…in the march of black bars across price charts…was the ongoing record in time of an unbelievable projection process…a process whereby the forward counting of days was tracking some sort of energy ripples radiating forward in time from high and low reversal points in the past.

My research proved this “process” is ongoing. It’s constantly radiating energy off reversal points in the past which projects three day “timing windows” or “reversal zones” into the future…where this reversal “energy” tends to generate new reversal points in interval patterns falling precisely on certain specific number counts…which I now had identified!

But, how could this be? All I could imagine was that some kind of previously unknown wave energy must be radiating off top or bottom reversal points in the past…continually moving out into the future in varying degrees of intensity, set in irregular yet constant intervals…and with enough structured energy to dramatically affect directional turns…in any market…in exactly the same manner and timing count sequence. And all this, at precisely and objectively projected points in time in the future…whew!

Sit back for a moment and think about it. The magnitude of this discovery…let’s say revelation actually, is mind boggling in it’s implication and absolutely astounding in importance! It’s almost as if the curtain has been ripped back and we’re now privileged to look lingeringly at the fabric of space and time…literally, the framework God employs to organize time and event progressions! Shockingly, it would appear that nothing happens by chance!

I knew instinctively that this method of market timing could not be called fundamental or technical analysis…but is rather an entirely new method of market timing analysis which I dubbed temporal analysis since it is based on time instead of price. Indeed, at this point I realized that one of the greatest hallmarks of the newly named Kenison Counting Numbers is the total lack of subjectivity in producing such valuable timing projections.

No guesswork is ever involved. The number counting sequence is simple and easy to understand. You don’t ever need a calculator or computer or any specialized foreknowledge. And, the signals projected are very precise and completely objective. It’s all right there on the chart…exactly where the next reversal energy in the market will be exposed…and correspondingly, exactly where the next projected reversal should be expected!

And get this. Kenison Counting Number projections will never become obsolete. They will continue with absolute objectivity…for all the years of you or your grandson’s trading careers…to pinpoint at or within one day of a specific future number count, exactly where a market reversal of varying degree of magnitude should appear.

How do we know this? Simply because years of exhaustive historical research has proven that whether you’re looking at constructed charts from the last two centuries, the 1970′s or last week, the system would have worked exactly the same in each era…with exactly the same phenomenal results!

And remember, these are the very same timing count numbers confirmed historically and through study of the scriptures to have proven and very definite reversal energy associated with them. Believe me…after learning the Kenison Counting Numbers market timing method, you will never look at a price chart the same again.

I was also extremely gratified to learn through decades of ongoing research that Kenison Counting Numbers work equally well in projecting future reversal points in every market, irregardless of whether it’s a futures, options, stock, forex or cash market…anywhere in the world!

How Kenison Counting Numbers Work…

This totally unique and extremely powerful method’s ability to project important market highs and lows…in the future is uncanny. How does it do it? After decades of personal research, I have identified the exact irregular number sequence the market itself observes. Just count the bars on a price chart forward from any market high or low point in the past and the Kenison Counting Numbers will tell you exactly on which numbers in the sequence you should expect powerful reversal energy to be exposed…in the future…and with a very high degree of reliability! This allows traders to anticipate, confirm and then act on potentially profitable trading turns that others don’t even see coming…or have the slightest idea even exist!

There is nothing subjective about this analysis…it’s entirely objective. It gives you no nonsense exact entry and exit points with close-in and automatic stop loss points. And for the charts you need? They’re free on the internet!

One other thing should be stressed. This is strictly eyeball to chart analysis. No complicated software program or mathematical calculation is ever necessary. With this new life long knowledge, you can spend just moments with a price chart and know with total confidence what your course of action should be…and know with absolute clarity what the risks are…all in advance!

There’s no need to check with anyone first…you’re the expert! Why? Because when you understand this market timing method you’ll know with quiet confidence what the market itself is telling you about current trends and potentially explosive turning points…and exactly when to expect them!

When you see how by simply counting forward and backward in time from important high or low points in the past, you can project important reversal points in the future…believe me, you’ll be hooked! I’ve been hooked now for over 30 years and I’m still fascinated on a daily basis as I watch these turns occur like clockwork in timing windows projected weeks and even months before!

Traders can become expert in using all 40 of the unbelievably powerful Kenison Counting Numbers to project forward in time to exactly where reversal energy will be exposed…in the future!

One of the most impressive Kenison Counting Numbers is represented by Zone 14…especially, when using our simple triangulation techniques in combination with other counting numbers to project powerful conjunction and convergence reversal zones…reversals which begin extremely dynamic high-velocity directional market moves! Other traders marvel at windfall profits that seem to come out of nowhere. Kenison Counting Numbers is the tool that alerts you beforehand thereby allowing you the opportunity to profit from these explosive market moves!

When investors and traders investigate this precision market timing method, they are amazed to discover the natural and irregular rhythm identified in the markets…a rhythm that is constant and traces out exactly the same pattern for all markets worldwide! It’s shocking to see how invariably reversals occur on the same number counts in the Kenison Counting Numbers sequence…over and over again.

And now another amazing fact concerning the Kenison Counting Numbers method…it holds true no matter what time frame you’re looking at! As we already know if you apply the system to a daily chart, you will project daily reversals. But surprisingly, If you also apply it to a weekly chart, you will project weekly reversal points into the future. In fact, the same Kenison Counting Numbers sequence works equally well when applied to monthly, weekly, daily or intra-day charts!

It was exactly at this point that another phenomenal discovery was made. I discovered that you could determine the most likely actual reversal day, week or month within each reversal zone by using the Kenison Counting Numbers to count backward in time from each of the three days, weeks or months within each reversal zone. How does this work? Quite simply, when you count backwards in the fashion mentioned above, you will notice that significant high and low points…in the past…fall exactly on specific number counts in the Kenison Counting Number sequence…but only if you are counting backwards from the most likely actual future day, week or month where the market will reverse! As I witnessed this mirror image or echo effect in action, I realized this is truly a miracle!

This is absolutely astounding when you realize that by counting forward or backwards in time reversal energy is exposed on the same number counts in the Kenison Counting Numbers sequence irregardless of whether you’re counting months, weeks, days or 15 minute intervals on an intra-day price chart! Witness this system in action in real markets in real time and you’ll be totally amazed at the magnitude of this discovery…I guarantee it!

Copyright (c) 2006 Bruce Kenison

Bruce Kenison is the founder of several market timing advisory services employing the Kenison Counting Numbers precision market timing method and is the Editor of “Bruce Kenison’s Market Timing Signals” ezine and newsletter available FREE to investors and hedgers. He is also president of a publishing and seminar company that recently published the 5th Edition of Bruce Kenison’s Market Timing Home Study Course. For a FREE subscription to the ezine or newsletter and information on our products and services, send a blank e-mail with “Subscribe” in the subject line to: bruce@brucekenison.com.

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Individuals, couples and families enjoy dining out from time to time to enjoy different food and also the different atmospheres that restaurants have to offer. People would probably dine out a lot more if it weren’t so expensive. It is much cheaper to prepare meals from home but it’s also great to get a break from time to time.

Dine out frequently at places that offer some kind of membership card or other perks. Some places will have membership cards that will allow you to earn points or free items once you accumulate enough you can trade the points in for food items.

If you have a credit card that offers rewards or cash back at certain restaurants be sure to use it every time you dine out. While it may not seem like much at first you’d be surprised how much money you can save by using a credit card that offers rewards.

To save money on the actual meals consider sharing a meal with another person. The serving sizes at most restaurants is huge and usually plenty of food for two people. This way you won’t have to worry about taking home leftovers and trying to eat them reheated. They just don’t ever taste as good as they did when the food was fresh.

If you can order from the children’s menu that would also be a good option. Their meals are always cheaper but some places don’t have a children’s menu or may not allow you to order from it but it’s always worth a try if it can save you a few bucks.

Another way to save money on dining is to watch out for coupons in your local paper. Each week you’re likely to find coupons for at least one restaurant. If you aren’t noticing any real good coupons you could also check online. The restaurant’s website may offer special deals and printable coupons that you can bring with you when dining out.

If the restaurants you visit have some sort of e-club or e-newsletter to sign up for you can get some really great savings this way that other people won’t have access to. They’ll periodically send out special offers only to their current subscribers.

Saving money while dining out really is pretty easy especially if you have restaurants nearby that offer memberships, reward cards, coupons and/or newsletters. And don’t forget that you can cut the cost of any dinner in half by sharing a meal with another person.

For Singapore Dining guide, visit JP Pepperdine now.

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